ATM skimming is old news. In 2025, fraudsters have upgraded to shimming, a new form of card fraud that targets chip-enabled cards at ATMs and EFTPOS machines. Unlike old skimmers that copied magnetic stripes, shims are harder to spot and just as dangerous.

What is shimming?

A shim is a paper-thin device inserted into the card slot of an ATM or EFTPOS reader. It sits between your card’s chip and the machine, intercepting data during transactions.

Why shimming is dangerous

• Shims are almost invisible to the eye.
• They don’t stop the machine from working, so victims rarely notice.
• Data stolen can be used to create counterfeit magnetic stripe cards.

Where it happens

• ATMs in low-surveillance areas.
• EFTPOS terminals in small shops or petrol stations.
• Any unattended card reader.

How to protect yourself

1. Inspect machines. Avoid ATMs with loose or unusual-looking card slots.
2. Favour indoor ATMs. Higher surveillance = lower risk.
3. Monitor your statements. Early detection helps stop fraud quickly.
4. Use Skimguard protection. While shimming itself targets physical card readers, skimming devices often combine with wireless attacks. Carrying a Global Protect Card or Travel Pod ensures your cards are shielded from both.

Skimguard solution pointer

For complete wallet protection → Global Protect Card. For minimalist carry → Travel Pod.